A Shopping Ban

I'm back from my holiday with renewed optimism that I can get out of debt for good in the near future so I can enjoy family holidays more often. We had a great time at Butlins and immediately booked again for next Halloween, so it's now even more important to reduce our outgoings to take … Continue reading A Shopping Ban

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Sweeping up

No, I don't mean cleaning up after yourself (because who can afford a cleaner these days, right?), but instead 'sweeping up' your bank accounts to boost your savings or pay down your debt. What do I mean by 'sweeping up'? I mainly deal with cash on a daily basis because I find it much easier … Continue reading Sweeping up