Earlier this week Mr FM and I were discussing our mortgage. We've always said we wanted it paid off by the time Mr FM was 50 - that's coming up for nine years away now. After doing some calculations we found that if we continue making over payments at the rate we have been doing … Continue reading Shoes and a mortgage
This time two weeks ago I was in a bikini on a sun lounger in Spain, thoroughly enjoying the 32 degree heat. Now? On a commuter train in man made fibres, absolutely sweltering - in 25 degree heat. What is it about England that makes the heat so oppressive? Or do I just feel that … Continue reading What would you sacrifice to have it all?
As a result of my even-more-frugal mindset for 2015, I've been thinking about our mortgage payments and how much of our wage they take up. We have a much smaller monthly payment than a lot of people I know, but even so it would be so great to not have to think about this expense … Continue reading Mortgage overpayments in 2015